It only makes sense that as summer hits, more Americans will be headed out for cross-country road trips. As this happens, there will still be those who are hard at work, transporting cargo, food, and other goods across the country. The increase in traffic on highways and freeways means that accidents are much more likely to occur. This is exactly why every trucking company needs to have good commercial insurance.
If you own a commercial truck driving company, you know that there are strict federal and state restrictions on your vehicles and drivers. You must keep your insurance up to date as well as your trucks in fine working order. Any alterations to height, weight, or hours on the road can land you in hot water. Again, this is why insurance is so essential.
In some accidents, several parties are liable for the damages. In the case of a semi-truck, you have many more options. Your commercial trucking business may be held just as liable as the driver and insurance company. This makes personal injury and other types of cases difficult. This is why taking the following steps is essential following a semi-truck accident.
1. Call the police. This is the first step to ensuring that there is an accurate police report to refer to following the accident. Be honest if you are injured, and seek medical attention so that the problem does not worsen.
2. Gather all contact and insurance information from the other driver. If you have been in an accident with a fellow semi-truck driver, it is important to get their company's information as well.
3. If there are witnesses to the accident, gather their names and contact information. This may come in handy when you are speaking to insurance companies.
4. Always take pictures of the accident site, including vehicles and injuries involved. Try to get the big picture so that the surroundings provide a complete view.
5. Write down as many details as you need to. If you have your phone, you might want to relay the details on video so that you can refer to them later. You can also pass the video to your insurance company or manager.
6. Semi-truck drivers must ensure that they never admit fault at the scene of the accident, even if they think they might have been the cause of the incident.
Your company's insurance agency is there to help you. You will face an easier battle when you take these steps.
For commercial truck insurance, contact a company such as Metropolitan Insurance Service Consultants.